Tag Archives: Roth IRA

The Most Versatile Financial Tool – Life Insurance

Estate Planning, Family, Family Finance, Finance, Financial Advisor, , , , , , , , , ,

In this episode, Celeste McKeefery, founder and president of Beachhurst Financial explains the importance of life insurance and how affordable it can actually be.  Find out why Celeste considers life insurance the most versatile financial tool for your portfolio.

Celeste discusses: 

  • The best time to get life insurance
  • All the benefits that can come with life insurance
  • How life insurance can be used as a wealth transfer tool
  • Why an Indexed Universal Life Insurance (IUL) is considered the rich man’s Roth IRA
  • And more!

Connect With Celeste McKeefery:

About Our Guest: 

Raised and educated in England, Celeste has resided in the United States since 1988.  

As an Independent Life and Health Insurance agent and Annuity specialist, she has worked directly with clients since 2008 helping them understand the benefits of various Life and Health Insurance products. Her objective is to help clients not only meet their goals but far exceed them.

 

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The IRA Exit Strategy BluePrint – with Brad Gotto

Estate Planning, Family, Family Finance, Finance, Financial Advisor, Uncategorized, , , , , , , , , , , ,

It’s time to take a closer look at your retirement account.

In this SimplyAdvised episode we meet with Brad Gotto, an RICP advisor and one of the founding partners at Fiat Wealth Management. Brad walks us through a unique strategy to exit your IRA’s and discusses the concerns people have with taxes in retirement. 

In this episode, you will learn:

  • How the Tax Cuts and Jobs Act of 2017 applies to you
  • How your deferred investments can become part of what we call the widow/widower tax 
  • What the three tax buckets are
  • What tools are used for tax control and how they can help you
  • And more

Tune in now to learn more about this unique and educational approach to the IRA Exit Strategy!

Resources: Fiat Wealth Management: (952) 462-9116 | Brad Gotto | Events Calendar | SimplyAdvised

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The Advantage of Roths In Your Portfolio — With Kelly Boyd

Family, Family Finance, Finance, Financial Advisor, Uncategorized, , , , , , , , , ,

Is your retirement plan set up so that you know that your money will last in a tax-favored way?

In this episode, Matt Halloran speaks with Kelly L. Boyd, AIF®, a trusted financial planner with InvestWise Financial LLC, as she shares her expertise on Roth conversions. Kelly discusses some of the challenges that clients face when it comes to planning for retirement and answers your questions about how a Roth IRA or Roth conversion can help you achieve your dream retirement. 

In this episode, you will learn:

  • What a Roth IRA is and how it works
  • How the Roth conversion process works for a 401(k), 403(b) and other investment accounts
  • What could happen if you take your RMD from your Roth IRA too early 
  • What could happen if you contribute too much into a Roth IRA
  • The basics of Roth IRA spousal benefits
  • Why is it important to frequently confirm your beneficiary
  • And more!

Tune in to this episode to learn how to include Roth IRAs in your retirement planning! 

Resources: InvestWise Financial | Kelly L. Boyd | Kelly Boyd – Email | (586)-331-3177 | Simply Advised

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